Let’s be honest, land documents in Nigeria can be a little confusing, especially for first time investors and home owners. C of O, Deed, Governor’s Consent, Survey Plan, we hear a lot of these during the purchase process and it’s relevance cannot be understated when you’re buying property in Lagos, even through reputable firms like Geoponts Properties, you should understand what each document is and it’s significance before committing to a purchase.
Whether you’re investing ₦20 million or ₦500 million, the difference between owning a property and losing your money on a bad purchase often lies in the documents.
So, let’s break this down in simple, relatable terms.
What Is a C of O (Certificate of Occupancy)?
A Certificate of Occupancy, often called C of O, is the highest tier of all land documents in Nigeria. It’s the government’s official recognition of your claim to ownership of a landed property over a certain period of time, typically 99 years.
Think of it as your property’s birth certificate.
When you buy a property with a valid C of O, you avoid running into any issues stemming from contest of ownership because the land has already been verified and registered by the government.
See this C of O-backed property in action: 4 Bedroom Fully Detached Duplex
You can also view more verified listings on the Geoponts Properties website.
The Deed Proof of Transaction
A Deed of Assignment or Deed of Conveyance is simply proof that the seller has officially transferred ownership of a property to you.
This document shows the transaction history of the property who sold it, who bought it, and when.
Even if a property already has a C of O, a new buyer must still obtain a Deed of Assignment to document the new ownership transfer.
If you’re working with Geoponts, our legal and verification team helps investors confirm the authenticity of deeds before any payment is made.
Governor’s Consent The “Seal of Approval”
When you buy land that already has a C of O, you must get what’s called the Governor’s Consent.
This step ensures the state government officially acknowledges the transfer of ownership to you. Without this consent, your Deed remains incomplete in the eyes of the law.
Think of it as the final stamp that says, “Yes, the government knows you now own this property.”
Here’s a simple flow: C of O → Deed of Assignment → Governor’s Consent
Why It Matters to Investors
For investors especially those in the diaspora verifying these documents is non-negotiable.
Many people lose money to fake titles or incomplete paperwork. But by working with a registered company like Geoponts Properties, you get properties that are legally verified, backed by authentic titles, and handled transparently.
Before you buy, use these helpful resources: FAQ on property verification Contact page for legal inquiry Submit an inquiry form for personalized assistance
Quick Red Flags to Watch For
- Sellers who can’t show a C of O or Deed immediately.
- Properties “under family control” without official survey.
- Titles that are not registered at the Lands Registry.
- Any offer that seems too good to be true
- Before signing, always confirm the title at the Lagos State Lands Bureau or have professionals handle it for you.
Your 3-Step Safety Formula
- Ask for the title C of O or Governor’s Consent.
- Confirm ownership Ensure the Deed matches the seller.
- Verify authenticity. Work with certified professionals like Geoponts Properties.
Watch Geoponts Properties YouTube channel Video of some of our properties with very good titles: EXCEPTIONALLY WELL FINISHED 5 BEDROOM SMART HOME LUXURY APARTMENT AT THE AUTOBIOGRAPHY 5 BEDROOM FULLY DETACHED DUPLEX
When it comes to property in Lagos, a valid document is your insurance policy. Don’t just fall in love with the structure, fall in love with the paperwork too.
That’s where Geoponts Properties Limited comes in. We simplify real estate for busy investors, ensuring every property we list is verified, secure, and investment-ready.
Ready to buy verified land or property with genuine titles?
👉 Visit GeopontsProperties.com, browse listings, or fill an inquiry form today. You can also contact us for one-on-one assistance.
With Geoponts, every square foot comes with peace of mind.
